Who it is for
For anyone whose impulse spending, forgotten subscriptions, and ADHD tax demand finances that run on automation—not willpower—even when executive function doesn't show up.
ADHD & Neurodivergent Life / Intermediate
ADHD Money
Impulse spending, forgotten subscriptions, and the ADHD tax: automation-first finances that keep working even when executive function doesn't.
The problem
It starts with the situation you're actually in.
You bought something at 11 p.m. that you didn't need. A late fee hit an account that had the money sitting in it the whole time. It all rests on one claim you have to accept first: your money problems are mechanical, not moral.
Eleven o'clock on a Tuesday, three weeks into a depressive stretch—dishes stacked, 240 unread in the inbox, your banking app unopened for nine days. If your money system only works on the days you feel sharp, it isn't a system. It's a hobby that depends on willpower you can't guarantee.
Outcomes
What you'll be able to do.
The Budget Asks for the One Thing You Can't Reliably Supply
You see why the obvious fix fails. With an annual figure and a ranked list of leaks, almost everyone reaches for a budgeting app, builds categories, and resolves to track every dollar—the one input you can't reliably supply.
The Buy That Happens Before You Decide
You catch the buy that fires before you decide. You open an app to check one thing, and forty seconds later there's a cart, a discount timer, a "complete purchase" button, and a small chemical lift that feels like relief.
The Mechanism Behind the Missed Payment
You name the mechanism behind the missed payment. The clock on your phone is accurate to the millisecond. The clock in your head is not.
Pay the System in Percentages, Not Amounts
You pay the system in percentages, not amounts. The work that pays you isn't evenly spaced, and neither is the money—a project lands in March, then nothing in April.
Inside the book
A closer look at the work inside.
The Leak-to-Mechanism Map
Before any system, a diagnosis. This self-assessment turns the vague "I'm bad with money" into a specific list of mechanical failures you can target. Work through it honestly—it's the worksheet everything else builds on. Step one: list your leaks.
Three Broken Parts, Not One Broken Person
- You forgot the rent autopay date was a day earlier this month — working memory.
- You'd meant to keep a buffer in checking but moved it to savings on a whim for the small satisfaction of watching that number grow — impulse control.
- The transfer back "later" never felt urgent because later isn't a real time — time perception.
One Overdraft, Three Readings
Say you overdraft checking by $35 and eat a fee, even though savings had plenty. The moral reading—"I'm irresponsible"—is a dead end; there's no action item inside shame. The mechanism reading splits it open: you forgot the rent autopay date moved a day earlier—working memory.
The 90-Day ADHD-Tax Audit
You look back, not forward. A 90-day backward audit beats a forward-tracking spreadsheet for one reason: ADHD-friendly tracking has to survive forgetfulness, and you can't forget to log something that already happened. The data is sitting in your statements right now.
Before You Close the Audit
- All three months of every spending account are accounted for.
- Every flagged charge has a face letter (P/A/C/S) and a mechanism tag.
- You logged the 90-day count for repeat offenders, not just one instance.
- You have three headline numbers written down: 90-day, monthly, annual.
- Each leak type has a size score and a fixability score (1–5).
- Your top-ranked leak (highest size × fixability) is circled. That's another chapter's first job.
The Leak-to-Mechanism MapInside the book
Visual preview
A diagram you can keep open while you work.
Table of contents
9 chapters, built to be read in order.
01
The Mechanism, Not the Moral Failing
02
Counting the ADHD Tax
03
Why Budgets Fail and Automation Wins
04
The Pay-Yourself-First Pipeline
05
Killing Impulse Spending at the Trigger
06
The Subscription Purge and Recurring-Charge Defense
07
Time Blindness and the Future-Self Gap
08
The Entrepreneurial Edge and Irregular Income
09
Your Self-Running Money System
144
Pages
13,314
Words
54
Exercises, checklists & tools
9
Chapters
Formats
Three formats. One purchase.
EPUB, PDF, and HTML are included so the book can work on an e-reader, as a designed copy, or as a searchable desk reference.
EPUB
For e-readers and reading apps.
The designed edition with diagrams and layouts intact.
HTML
Searchable, copy-pasteable, and practical as a reference.
Complete guide
ADHD Money
$9.99
Intermediate guide pricing
- ✓EPUB + PDF + HTML included in one purchase
- ✓9 chapters from the complete guide
- ✓DRM-free files for your own devices
- ✓7-day refund review for duplicate purchases, access issues, wrong files, or materially defective downloads
Secure checkout / instant download / tax handled at checkout
Before you buy
Questions, answered.
Does this include the full book?
Yes. You get the complete edition, including the chapter sequence and internal materials described on this page.
Which formats are included?
EPUB, PDF, and HTML are included so you can read on an e-reader, keep a designed copy, or use the searchable browser version.
What is the refund policy?
Because this is an instant digital download, broad change-of-mind refunds are not offered after the files have been accessed. Refund requests are reviewed within 7 days for duplicate purchases, accidental purchases before access, access failures we cannot fix, wrong files, corrupted files, or pages that materially misdescribe the book.